Where this may fit.
- Bridging a gap between property transactions
- Accessing equity for a defined short-term need
- Reviewing a first or second private mortgage
All financing solutionsPRIVATE RESIDENTIAL LOANS · ONTARIO
Private residential mortgage loans in Ontario.
Discuss private residential mortgage options secured against an Ontario property. We review the available equity, the purpose of the loan and a clear repayment or refinance plan.
Discuss private residential loansOntario first. Other provinces reviewed case by case.
What shapes the request.
Property value, mortgage balances, loan position, required timing and the proposed exit strategy are central to the review.
Useful information.
- Property address and estimated value
- Current mortgage balances and statements
- Purpose, requested term and repayment plan
You do not need to upload these to start an enquiry.
Does private financing guarantee approval?
No. The property, equity, repayment strategy and lender requirements determine whether an option is available.
What should I consider beyond the rate?
Review lender and broker fees, legal costs, repayment terms, any prepayment restrictions and the cost and timing of your exit plan.
LET’S TALK ABOUT YOUR DEALA clear first step.
A clear first step.
A real conversation.
Tell us what you need to finance. We’ll start with the essentials and work through the next steps with you.
contact@totaladvisory.ca- 01Share your goalService, amount, location and timing.
- 02Review the routeDiscuss the deal and information needed.
- 03Move the request forwardBuild the financing case for lender review.
All financing is subject to assessment, lender approval and final terms. Submitting an enquiry is not an approval or a commitment to lend.
START HERE
Ready to talk?
Ask about financing or request a meeting in five short questions.
Discuss your financing Or email contact@totaladvisory.ca.