Mortgage services: Devinder Bumra, Mortgage Agent Level 2 (licence M17003094) Universal Mortgages, brokerage licence #10039
All financing solutionsCONSTRUCTION FINANCING · ONTARIO

Ontario construction and renovation financing.

Discuss construction financing and private construction loans for Ontario residential or commercial projects. Bring the budget, stage of construction and funding gap into one clear request.

Discuss construction financing

Ontario first. Other provinces reviewed case by case.

COMMON GOALS

Where this may fit.

  • Residential or commercial construction
  • Substantial renovations and improvements
  • Completing a partially built project
THE REVIEW

What shapes the request.

Land value, existing debt, permits, construction budget, cost to complete, contingency, experience and the exit strategy guide the review. Funding may be advanced in stages.

FOR A LATER CONVERSATION

Useful information.

  • Project budget, schedule and cost-to-complete estimate
  • Plans, permit status and property information
  • Existing financing and sale or refinance strategy

You do not need to upload these to start an enquiry.

Is construction funding advanced all at once?

It may be advanced in draws tied to progress, inspections and lender conditions. The structure depends on the project and financing terms.

Can you review a project already underway?

Yes. Include work completed, costs incurred, outstanding commitments and the amount required to finish.

LET’S TALK ABOUT YOUR DEAL

A clear first step.
A real conversation.

Tell us what you need to finance. We’ll start with the essentials and work through the next steps with you.

  1. 01Share your goalService, amount, location and timing.
  2. 02Review the routeDiscuss the deal and information needed.
  3. 03Move the request forwardBuild the financing case for lender review.

All financing is subject to assessment, lender approval and final terms. Submitting an enquiry is not an approval or a commitment to lend.

START HERE

Ready to talk?

Ask about financing or request a meeting in five short questions.

Discuss your financing Or email contact@totaladvisory.ca.
A CLEAR FIRST STEP

Tell us about your plans.

Five short questions. No documents or credit check to start.

01 What would you like to do?
03 How much and where?
04 When do you need it?
05 How can we reach you?
Send by email

Online submission gives you a reference number. Email opens your mail app; press Send there to deliver it.

Discuss your financing