:root{--ink:#11354d;--navy:#092b43;--blue:#155dcb;--mint:#bff4dd;--paper:#f7f9f8;--line:#dce5e7;--muted:#56707e;--white:#fff;--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font:16px/1.55 -apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);background:var(--paper)}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #0a8a76;outline-offset:5px}input:focus,select:focus,textarea:focus{outline:2px solid #2768c8;outline-offset:2px}[hidden]{display:none!important}.shell{width:min(1180px,calc(100% - 64px));margin:auto}.header{background:rgba(247,249,248,.98);border-bottom:1px solid 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@media(max-width:800px){.shell{width:calc(100% - 40px)}.nav{min-height:78px}.nav nav{display:none}.menu-toggle{display:block;background:transparent;border:1px solid var(--line);border-radius:6px;padding:7px 12px;font-size:22px;color:var(--ink)}.hero-grid{grid-template-columns:1fr;padding:45px 0;gap:35px}.hero h1{font-size:clamp(45px,8vw,65px)}.hero-copy>p{max-width:610px}.route-card{max-width:620px;width:100%}.hero-foot{font-size:10px}.hero-foot span:last-child{display:none}.services-section{padding:55px 0}.section-heading{display:block}.section-heading>p{margin:20px 0 0;max-width:600px}.solutions-grid{grid-template-columns:1fr}.solution-card{min-height:0;padding:26px}.solution-card>h3{margin-top:8px}.coverage{padding:24px;gap:15px}.coverage-mark{display:none}.coverage .text-link{margin-left:0}.enquiry-grid,.faq{grid-template-columns:1fr;gap:30px}.enquiry-section{padding:55px 0}.enquiry-copy{padding-top:0}.enquiry-copy>p{max-width:580px}.process{display:none}.enquiry-form{max-width:650px;width:100%}.faq{padding-top:35px;margin-top:40px}.faq h3{margin-bottom:0}.service-hero-grid{grid-template-columns:1fr;gap:20px}.service-hero{padding-top:32px}.service-side{display:none}.details-grid{grid-template-columns:1fr;gap:18px}.document-grid{grid-template-columns:1fr;gap:5px}.document h1{font-size:40px}.calc-grid{grid-template-columns:1fr}.footer-top{align-items:flex-start;flex-direction:column;gap:24px}.footer-bottom{flex-direction:column;font-size:10px}.mobile-cta{display:flex;position:fixed;bottom:12px;left:20px;right:20px;z-index:25;box-shadow:0 10px 30px #08274444}.mobile-cta.is-hidden{display:none}footer{padding-bottom:95px}.calculator-page h1{font-size:42px}.calculator-page{padding-top:40px}.service-hero h1{font-size:45px}}
@media(max-width:480px){.shell{width:calc(100% - 32px)}.brand{font-size:19px}.brand-sub{font-size:8px}.hero-grid{padding-top:38px}.hero h1{font-size:47px;letter-spacing:-1.4px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-actions .button{width:100%}.route-card{padding:24px}.route-calculator span{float:none;display:block;margin-top:4px}.route-card h2{font-size:34px}.route-card>a>span:nth-child(2){font-size:13px}.section-heading h2,.enquiry-copy h2{font-size:37px}.enquiry-form{padding:24px 19px}.fields{grid-template-columns:1fr;gap:15px}.fields .full{grid-column:auto}.form-actions .button{padding:13px 15px;font-size:12px}.form-top .eyebrow{font-size:8px;letter-spacing:1px}.step-count{font-size:9px}.review-actions{flex-direction:column;align-items:stretch}.review-actions .button{width:100%}dialog{padding:32px 20px}dialog>p{font-size:13px}dialog strong{overflow-wrap:anywhere}.email-link{font-size:15px}.service-hero h1{font-size:40px}.calc-inputs,.calc-results{padding:24px 20px}.calc-tabs button{padding:12px 18px}.document{padding-top:45px}.resource-links .button{width:100%}.footer-bottom div{gap:15px;flex-wrap:wrap}.enquiry-copy .fine-print{margin-bottom:0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
html{scroll-padding-top:150px}.brokerage-disclosure{border-top:1px solid var(--line);background:#eaf2f6;color:#173a50;padding:9px 0;font-size:13px;line-height:1.5}.brokerage-disclosure strong{font-weight:750}.brokerage-divider{margin:0 7px;color:#7194a3}.mortgage-licensing{border-top:1px solid #324d60;padding-top:22px;padding-bottom:22px;font-size:12px;line-height:1.7;color:#bcd0dc}.mortgage-licensing strong{display:block;color:white;font-size:12px;margin-bottom:5px}.mortgage-licensing p{margin:0}.mortgage-licensing address{font-style:normal}
@media(max-width:800px){.brokerage-disclosure{font-size:11px;padding:7px 0}.brokerage-divider{margin:0 3px}.mortgage-licensing{font-size:11px}}

.bot-field{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.review-actions button:disabled{opacity:.55;cursor:wait}#submit-status{font-size:13px;color:#9a2440;min-height:20px;margin:12px 0}#enquiry-success{padding:10px 0 15px}#enquiry-success h3{font-family:Georgia,serif;font-size:30px;font-weight:400}#enquiry-success p{line-height:1.8;color:var(--muted)}#enquiry-success strong{color:var(--navy);font-size:20px;overflow-wrap:anywhere}

/* Keep the decision text and form instructions readable on desktop and phones. */
.brand-sub{font-size:11px;letter-spacing:2px}
.nav nav,.button.small,.hero-facts,.route-card>a>span:nth-child(2),.route-card small,.section-heading>p,.coverage p,.coverage .text-link,.process small,.fields label,.fields small,.form-note,.consent,.notice,.faq details p,.service-side p,.details-grid p,.details-grid li,.service-faq p,.related,.footer-top>a,.footer-bottom,.mortgage-licensing,.calc-payment-note,.calc-results dl div,.calc-assumptions,table,th,#email-preview{font-size:14px}
.eyebrow,.hero-foot,.hero-foot span:first-child,.route-card-top .eyebrow,.route-number,.route-calculator,.card-no,.fine-print,.enquiry-copy .fine-print,.step-count,.form-top .eyebrow,.faq .eyebrow,.details-grid .eyebrow,.service-hero .small-location{font-size:12px!important}
.footer-bottom,.mortgage-licensing{line-height:1.7}
.form-error,#submit-status,#copy-status{font-size:14px}
.fields label{line-height:1.4}
.form-note{line-height:1.5}
.consent{line-height:1.5}
#email-preview{height:250px}
@media(max-width:800px){.brokerage-disclosure{font-size:12px}.mortgage-licensing,.footer-bottom{font-size:12px}}
@media(max-width:480px){.brand-sub{font-size:10px}.form-top .eyebrow,.step-count{font-size:12px!important}.route-card>a>span:nth-child(2){font-size:14px}.route-calculator{line-height:1.5}.form-actions .button{font-size:14px}}

.contact-panel{background:#fff;color:var(--ink);border-radius:20px;padding:38px;box-shadow:0 20px 60px #0001;align-self:center}
.contact-panel .eyebrow{color:var(--blue)}
.contact-panel h3{font:400 35px/1.15 Georgia,serif;letter-spacing:-.8px;margin:8px 0 16px}
.contact-panel p{color:var(--muted);font-size:16px;line-height:1.65;max-width:370px}
.contact-panel .button{margin:10px 0 18px}
.contact-panel small{display:block;font-size:14px;color:var(--muted)}
.contact-panel small a{text-decoration:underline;color:var(--blue)}
.contact-dialog{width:min(760px,calc(100% - 24px));padding:0;max-height:94vh;overflow-y:auto}
.contact-dialog .close-dialog{color:#fff;z-index:2;top:15px;right:18px}
.contact-dialog-head{background:var(--navy);color:white;padding:29px 38px 27px}
.contact-dialog-head .eyebrow{color:var(--mint);margin:0 0 10px}
.contact-dialog-head h2{font-size:34px;letter-spacing:-.7px;margin:0 0 8px}
.contact-dialog-head p{font-size:14px;color:#c7dce8;margin:0}
.contact-form{padding:28px 38px 34px}
.contact-question{border:0;border-bottom:1px solid var(--line);padding:0 0 17px;margin:0 0 19px}
.contact-question legend,.question-label,.contact-question>label{font-size:16px;font-weight:650;line-height:1.4;display:block;margin-bottom:10px}
.contact-question legend span,.question-label span,.contact-question>label>span{font-size:12px;color:var(--blue);margin-right:9px;letter-spacing:1px}
.intent-options{display:flex;gap:10px;flex-wrap:wrap}
.intent-options legend{width:100%;margin-bottom:11px}
.intent-options label{display:flex;align-items:center;gap:9px;min-height:43px;border:1px solid var(--line);border-radius:8px;padding:10px 14px;font-size:14px;cursor:pointer}
.intent-options label:has(input:checked){border-color:var(--blue);background:#eef5ff;color:#0c438f}
.intent-options input{accent-color:var(--blue);margin:0}
.contact-question select,.contact-question input:not([type=radio]),.contact-question textarea{width:100%;min-height:43px;border:1px solid #c8d6de;border-radius:7px;background:#fff;color:var(--ink);padding:10px 12px;font-size:15px}
.contact-question textarea{resize:vertical;min-height:74px}
.contact-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}
.contact-pair label{font-size:14px;font-weight:550;display:flex;flex-direction:column;gap:6px}
.contact-question .notice{margin:12px 0 0}
.contact-form .consent{margin:18px 0 12px}
.contact-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:16px}
.contact-actions .button{min-width:185px;gap:10px}
.contact-actions button:disabled{opacity:.6;cursor:wait}
.contact-note{font-size:13px;color:var(--muted);line-height:1.5;margin:12px 0 0}
.contact-success{padding:42px 38px 48px}
.contact-success h3{font:400 35px/1.2 Georgia,serif;margin:0 0 14px}
.contact-success p{font-size:17px;line-height:1.65;color:var(--muted)}
.contact-success strong{color:var(--navy);overflow-wrap:anywhere}
@media(max-width:650px){.contact-panel{padding:28px}.contact-dialog{width:calc(100% - 16px);max-height:96vh}.contact-dialog-head{padding:26px 24px}.contact-dialog-head h2{font-size:29px;max-width:290px}.contact-form{padding:24px}.contact-pair{grid-template-columns:1fr}.contact-actions .button{width:100%}.contact-success{padding:35px 24px}.intent-options label{flex:1 1 160px}}
.contact-dialog .close-dialog{position:sticky;float:right;top:10px;right:auto;margin:10px 12px -50px 0;width:40px;height:40px;display:grid;place-items:center;background:var(--navy);border:1px solid #52778d;border-radius:50%;color:#fff;z-index:5}

/* Inquiry follow-up stays on the same clear, blue advisory surface. */
.inbox-page{padding-top:3rem;padding-bottom:4rem;min-height:60vh}
.inbox-heading{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;margin-bottom:2rem}
.inbox-heading h1{font:400 clamp(2rem,4vw,3.3rem)/1.15 Georgia,serif;margin:.5rem 0 1rem;letter-spacing:-.04em}
.inbox-heading p,.inbox-note{color:var(--muted);font-size:1rem;line-height:1.7}
.inbox-toolbar{display:flex;gap:1rem;align-items:center;flex-wrap:wrap;border-top:1px solid var(--line);padding:1.2rem 0}
.inbox-toolbar select,.inbox-card-actions select{background:white;border:1px solid #aebfc8;border-radius:.5rem;padding:.7rem;color:var(--ink);font-size:1rem;min-height:44px}
.inbox-toolbar p{margin-left:auto;font-size:1rem}
.inbox-card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:1.75rem;margin:0 0 1.25rem}
.inbox-card-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem}
.inbox-card h2{font:400 1.75rem/1.2 Georgia,serif;letter-spacing:-.02em;margin:0 0 .5rem}
.inbox-meta{font-size:.875rem;color:var(--muted);margin:.5rem 0;overflow-wrap:anywhere}
.inbox-kind{background:#edf5fc;border:1px solid #c6dbee;border-radius:.4rem;padding:.35rem .7rem;font-size:.875rem}
.inbox-details{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.1rem;border-top:1px solid var(--line);padding-top:1.25rem;margin:1.25rem 0}
.inbox-details dt{font-size:.875rem;color:var(--muted);margin-bottom:.25rem}
.inbox-details dd{font-size:1rem;margin:0;font-weight:550;overflow-wrap:anywhere}
.inbox-notes{white-space:pre-wrap;overflow-wrap:anywhere;line-height:1.7;background:#f3f7f9;padding:1rem;border-radius:.5rem}
.inbox-card-actions{display:flex;gap:1.2rem;align-items:flex-end;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:1.25rem;margin-top:1.25rem}
.inbox-card-actions label{display:flex;flex-direction:column;gap:.5rem;font-size:.875rem}
.save-status{font-size:.875rem;color:var(--ink);max-width:30rem;align-self:center}
.inbox-empty{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:2rem;font-size:1rem}
.inbox-pagination{display:flex;gap:1rem;justify-content:center;align-items:center;margin:1.5rem 0}
.inbox-pagination button:disabled{opacity:.5;cursor:default}
.inbox-note{border-top:1px solid var(--line);padding-top:1rem;margin-top:2rem}
.contact-intro{padding-bottom:2rem}
.hero-copy>p,.solution-link small,.coverage p,.details-grid p,.details-grid li,.service-faq p,.faq details p{font-size:1rem}
.contact-question input:not([type=radio]),.contact-question select,.contact-question textarea{font-size:1rem}
@media(max-width:800px){.inbox-heading{align-items:flex-start;flex-direction:column}.inbox-details{grid-template-columns:repeat(2,minmax(0,1fr))}.inbox-card{padding:1.25rem}.inbox-card-heading{flex-direction:column}.inbox-toolbar p{margin-left:0;width:100%}}
@media(max-width:480px){.inbox-details{grid-template-columns:1fr}.inbox-pagination{gap:.5rem}.inbox-pagination .button{padding:.75rem}.inbox-card-actions{align-items:stretch;flex-direction:column}.inbox-card-actions .button{width:100%}}