Mortgage services: Devinder Bumra, Mortgage Agent Level 2 (licence M17003094) Universal Mortgages, brokerage licence #10039
All financing solutionsCOMMERCIAL MORTGAGES · ONTARIO

Commercial mortgage financing in Ontario.

Explore commercial mortgage options for owner-occupied and investment properties across Ontario. Start with the property, requested amount and your timeline.

Discuss commercial mortgages

Ontario first. Other provinces reviewed case by case.

COMMON GOALS

Where this may fit.

  • Buying an owner-occupied business property
  • Refinancing an investment property or existing mortgage
  • Releasing equity for a defined business purpose
THE REVIEW

What shapes the request.

Property use, location, value, rental or operating cash flow, existing debt and borrower experience help shape the financing request.

FOR A LATER CONVERSATION

Useful information.

  • Purchase agreement or current mortgage statement
  • Property details and rent roll, where applicable
  • Business financial statements and ownership details

You do not need to upload these to start an enquiry.

Can you review an owner-occupied property?

Yes. Tell us about the property and the business operating from it so we can review both the real estate and business cash flow.

Can an investment property be considered?

Yes. Include the property type, approximate value, current debt and rental income. Available terms depend on the property, borrower and lender.

LET’S TALK ABOUT YOUR DEAL

A clear first step.
A real conversation.

Tell us what you need to finance. We’ll start with the essentials and work through the next steps with you.

  1. 01Share your goalService, amount, location and timing.
  2. 02Review the routeDiscuss the deal and information needed.
  3. 03Move the request forwardBuild the financing case for lender review.

All financing is subject to assessment, lender approval and final terms. Submitting an enquiry is not an approval or a commitment to lend.

START HERE

Ready to talk?

Ask about financing or request a meeting in five short questions.

Discuss your financing Or email contact@totaladvisory.ca.
A CLEAR FIRST STEP

Tell us about your plans.

Five short questions. No documents or credit check to start.

01 What would you like to do?
03 How much and where?
04 When do you need it?
05 How can we reach you?
Send by email

Online submission gives you a reference number. Email opens your mail app; press Send there to deliver it.

Discuss your financing