{
  "name": "Total Advisory Services Ltd.",
  "url": "https://www.totaladvisory.ca",
  "email": "contact@totaladvisory.ca",
  "primary_service_area": "Ontario",
  "other_provinces": "Case by case, subject to the service, location and applicable requirements",
  "mortgage_brokerage": {
    "name": "Universal Mortgages",
    "licence_number": "10039",
    "office_address": "808 Britannia Road W, Unit 201, Mississauga, Ontario L5V 0A6",
    "mortgage_agent": {
      "name": "Devinder Bumra",
      "title": "Mortgage Agent Level 2",
      "licence_number": "M17003094"
    }
  },
  "services": [
    {
      "id": "commercial-mortgages",
      "name": "Commercial mortgages",
      "description": "Purchase or refinance commercial property with a structure that fits the asset and its cash flow.",
      "url": "https://www.totaladvisory.ca/services/commercial-mortgages/",
      "mortgage_brokerage_service": true
    },
    {
      "id": "residential-mortgages",
      "name": "Residential mortgages",
      "description": "Plan a home purchase, refinance or renewal around your income, equity and next move.",
      "url": "https://www.totaladvisory.ca/services/residential-mortgages/",
      "mortgage_brokerage_service": true
    },
    {
      "id": "private-residential-loans",
      "name": "Private residential loans",
      "description": "Explore property-secured private financing for a bridge, refinance or time-sensitive need.",
      "url": "https://www.totaladvisory.ca/services/private-residential-loans/",
      "mortgage_brokerage_service": true
    },
    {
      "id": "private-commercial-loans",
      "name": "Private commercial loans",
      "description": "Consider a private mortgage for commercial property, bridge financing or a refinance.",
      "url": "https://www.totaladvisory.ca/services/private-commercial-loans/",
      "mortgage_brokerage_service": true
    },
    {
      "id": "construction-financing",
      "name": "Construction financing",
      "description": "Explore private construction loans for a new build, renovation or development project.",
      "url": "https://www.totaladvisory.ca/services/construction-financing/",
      "mortgage_brokerage_service": true
    },
    {
      "id": "bank-lines-of-credit",
      "name": "Bank lines of credit",
      "description": "Explore a revolving operating line for working capital, inventory and seasonal cash flow.",
      "url": "https://www.totaladvisory.ca/services/bank-lines-of-credit/",
      "mortgage_brokerage_service": false
    },
    {
      "id": "equipment-financing",
      "name": "Equipment financing",
      "description": "Fund machinery and business equipment while planning for monthly cash flow.",
      "url": "https://www.totaladvisory.ca/services/equipment-financing/",
      "mortgage_brokerage_service": false
    },
    {
      "id": "truck-loans",
      "name": "Truck loans",
      "description": "Explore financing for commercial trucks, trailers and fleet additions.",
      "url": "https://www.totaladvisory.ca/services/truck-loans/",
      "mortgage_brokerage_service": false
    },
    {
      "id": "shareholder-buyout-loans",
      "name": "Shareholder buyout loans",
      "description": "Explore financing for an ownership transition or a departing business partner.",
      "url": "https://www.totaladvisory.ca/services/shareholder-buyout-loans/",
      "mortgage_brokerage_service": false
    }
  ],
  "contact": {
    "method": "online form or email",
    "address": "contact@totaladvisory.ca",
    "subject_prefix": "[TAS Enquiry]",
    "authorization": "Obtain client permission before sharing their details.",
    "instructions": "https://www.totaladvisory.ca/agents/",
    "schema": "https://www.totaladvisory.ca/enquiry.schema.json",
    "public_submission_api": true,
    "site_access": "Public service information and inquiry form; the follow-up inbox is restricted to the website owner",
    "browser_submission_url": "https://www.totaladvisory.ca/api/enquiries",
    "agent_submission_api": {
      "url": "https://www.totaladvisory.ca/api/agent/enquiries",
      "method": "POST",
      "authentication": "Bearer submission key issued privately",
      "documentation": "https://www.totaladvisory.ca/api/openapi.json"
    }
  },
  "approval": "All financing is subject to assessment, lender approval and final terms."
}